Layaway

Gold Reef Co. Layaway Plan

Own the pieces you love your way.

At Gold Reef, we believe fine jewelry should be accessible, timeless, and made to fit your lifestyle. Our Layaway Plan lets you secure your favorite gold or silver designs today and pay over time interest free.

💎 How It Works

  1. Choose Your Piece
    Find the Gold Reef item that speaks to you — from our signature bangles to nameplates and island inspired pendants.
  2. Make a Deposit
    Secure your piece with a deposit . Once your deposit is made, your jewelry is reserved exclusively for you.
  3. Pay Over Time
    Make flexible payments at your own pace over up to 30-45 days . You can pay in-store, via transfer, or online.
  4. Collect Your Treasure
    Once your balance is paid in full, your jewelry will be polished, packaged, and ready for pickup or delivery .

âš¡ Why Customers Love It

✅ No interest. No credit checks.

✅ Guaranteed hold on your favorite piece before it sells out.

✅ Flexible payments that fit your lifestyle.

✅ Perfect for gifts and special occasions.

🪸 Terms & Details

  • A  deposit is required to start any layaway.
  • Layaway must be completed within 30-45 days of your first payment.
  • Failure to complete payments within the time frame may result in loss of 80% of Deposits
  • All layaway deposits are non-refundable and Non transferable .

✨ Start Your Layaway Today

Visit us in-store or message us on Instagram @GoldReefCo to start your layaway.

Your dream piece is waiting ! make it yours, one payment at a time.